1. Add your financial picture
Enter household ages, income estimates, accounts, property, debts and living expenses.
Build your profile →U.S. RETIREMENT PLANNINGYour retirement.
Your retirement.
What can you spend?
One retirement plan focused on spending, withdrawals, Social Security timing and the effect of your choices. Start with your numbers, then see the year-by-year picture.
Private member plans · USD · Save and compare scenarios
RETIREMENT SCENARIOIllustrative example
Retire at65
Monthly base budget$4,000
Plan through age95
Example assumptions and annual figures
One person, age 60; $500,000 invested; $12,000 annual saving before retirement; $4,000 monthly base budget; $2,500 monthly recurring income from age 67; 2.5% inflation and 4% fixed nominal return after fees. Taxes are included only through the assumed budget. These are fictional figures.
How It Works
A clear picture, built step by step.
Start with your financial profile. Explore the results once the figures are in place.
2. Explore the timeline
See how recurring income, extra costs and spending phases affect your projected savings.
Explore projections →3. Compare your choices
Save different versions, compare their assumptions and review any modeled shortfalls.
Compare scenarios →What-if planningChange a number.
Change a number.
See the effect over time.
Try a different retirement age, spending amount, saving rate or future purchase. Keep each version separate from the plan you are working on.
See scenario comparisons →Current scenarioAlternative
Retirement age6567
Monthly base budget$4,000$4,000
Annual saving before retirement$12,000$12,000
Illustrative comparison inputs. Open the calculator or your plan to calculate results.
Features
The numbers behind your next chapter.
Income and spending
Bring recurring income and a detailed retirement budget together on one timeline.
Explore →Assets and debt
Separate retirement investments from property and debt, with totals based on your entries.
Explore →Future cash flows
Model additional purchases, net proceeds and spending phases by age.
Explore →Put your retirement plan together.
Enter your figures, explore the timeline and keep the scenarios you want to revisit.